Privacy Policy

Effective Date: October 2, 2025

Introduction

Perfect Spiral Capital ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard your information when you visit our website at perfectspiralcapital.com, use our services, or interact with us in any way.

We are committed to transparency and want you to understand your rights regarding your personal information. This policy is written in plain language to ensure it is easily understood by everyone.

Information We Collect

Personal Information You Provide to Us

We collect information you voluntarily provide when you:

  • Request information about our financial products and services

  • Subscribe to our educational resources, newsletters, or blog updates

  • Purchase books, video courses, or other educational materials

  • Contact us through forms, email, or phone

  • Create an account on our website

  • Attend our educational events or webinars

  • Participate in giveaways

This information may include:

  • Name and contact information (email address, phone number, mailing address)

  • Financial information relevant to our services

  • Payment information for purchases

  • Communication preferences

  • Any other information you choose to provide

Information We Collect Automatically

When you visit our website, we automatically collect certain information through cookies and similar technologies, including:

  • IP address and browser information

  • Device type and operating system

  • Pages visited and time spent on our site

  • Referring website information

  • Location data (general geographic area)

Analytics Information

We use Google Analytics to better understand how visitors use our website. Google Analytics collects information such as how often users visit our site, what pages they visit, and what other sites they used prior to coming to our site. This helps us improve our website and services.

How We Use Your Information

We use your personal information for the following purposes:

Service Delivery

  • To provide information about fixed and indexed financial products offered by our third-party partners

  • To deliver educational resources, books, video courses, and blog content

  • To respond to your inquiries and provide customer support

  • To process transactions and manage your account

Communication

  • To send you newsletters and educational content you have requested

  • To notify you about updates to our services or policies

  • To provide important information about financial concepts and strategies

Website Improvement

  • To analyze website usage and improve user experience

  • To troubleshoot technical issues

  • To enhance our educational content based on user interests

Legal and Business Operations

  • To comply with legal obligations and regulatory requirements

  • To protect our rights and prevent fraud

  • To conduct business analysis and planning

How We Share Your Information

Third-Party Partners

We share certain information with our third-party partners who provide the fixed and indexed financial products we promote. This sharing is necessary to:

  • Connect you with appropriate financial products and services

  • Facilitate the application and enrollment process

  • Ensure you receive proper service and support

Customer Relationship Management

We share information with Pipedrive CRM, our client relationship management system, to:

  • Track and manage client interactions

  • Provide personalized service

  • Maintain accurate records of our communications

  • Follow up on inquiries and service requests

Service Providers

We may share your information with trusted service providers who assist us in operating our website and conducting our business, including:

  • Payment processors for transaction handling

  • Email service providers for newsletter delivery

  • Web hosting and technical support providers

  • Analytics providers like Google Analytics

These service providers are contractually obligated to keep your information confidential and use it only for the purposes we specify.

Legal Requirements

We may disclose your information when required by law, such as:

  • In response to legal process or government requests

  • To protect our rights, property, or safety

  • To prevent fraud or illegal activities

  • To comply with regulatory requirements

Data Protection and Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Secure data transmission using encryption (SSL/TLS)

  • Access controls limiting who can view your information

  • Regular security assessments and updates

  • Staff training on data protection practices

  • Secure storage of physical and electronic records

While we strive to protect your personal information, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security but commit to promptly addressing any security incidents.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

Access and Correction

  • Right to know what personal information we have collected about you

  • Right to request correction of inaccurate information

  • Right to receive a copy of your personal information in a portable format

Deletion and Opt-Out

  • Right to request deletion of your personal information (with certain exceptions as needed to service active clients)

  • Right to opt out of the sale or sharing of your personal information

  • Right to unsubscribe from marketing communications at any time

Data Processing Controls

  • Right to limit how we use your sensitive personal information

  • Right to object to certain types of data processing

  • Right to withdraw consent where processing is based on consent

To exercise these rights, please contact us using the information provided in the "Contact Us" section below. We will respond to your request within the timeframe required by applicable law.

Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies. Cookies are small files stored on your device that help us:

  • Remember your preferences and settings

  • Analyze website traffic and usage patterns

  • Provide personalized content and advertisements

  • Improve website functionality

Google Analytics

We use Google Analytics to collect and analyze information about website usage. Google Analytics uses cookies to track visitor interactions and compile reports on website activity. The information generated by cookies about your use of our website is transmitted to and stored by Google.

You can control cookies through your browser settings and opt out of Google Analytics by visiting Google's opt-out page.

Third-Party Links and Services

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

When you click on links to our partner financial product providers, you will be subject to their privacy policies and terms of service.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

Retention periods may vary based on:

  • The type of information collected

  • The purpose for which it was collected

  • Legal and regulatory requirements

  • Your relationship with our company

When we no longer need your personal information, we will securely delete or anonymize it.

Children's Privacy

Our website and services are not directed to children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information.

International Data Transfers

If you are located outside the United States, please be aware that your personal information may be transferred to, stored, and processed in the United States. By using our services, you consent to such transfers.

We ensure that international data transfers comply with applicable privacy laws and implement appropriate safeguards to protect your information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. We will notify you of any material changes by:

  • Posting the updated policy on our website with a new effective date

  • Sending you an email notification if you have provided your email address

  • Displaying a prominent notice on our website

Your continued use of our services after any changes indicates your acceptance of the updated Privacy Policy.

State-Specific Privacy Rights

California Residents

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including:

  • Right to know about personal information collected, used, and shared

  • Right to delete personal information

  • Right to opt out of the sale of personal information

  • Right to non-discrimination for exercising privacy rights

Other State Privacy Laws

Residents of other states may have additional privacy rights under applicable state laws. We will comply with all applicable state privacy requirements.

Regulatory Compliance

As a financial services firm, we comply with applicable financial privacy regulations, including:

  • Gramm-Leach-Bliley Act (GLBA) requirements for financial institutions

  • New York Department of Financial Services (NYDFS) cybersecurity regulations, where applicable

  • Other federal and state financial privacy laws

Contact Us

If you have any questions about this Privacy Policy, wish to exercise your privacy rights, or need to report a privacy concern, please contact us:

Perfect Spiral Capital
Email: luke@perfectspiralcapital.com
Phone: 870-321-0353
Address: 40 Plaza Way, Ste. 8-153, Mountain Home, AR, 72653

We will respond to your inquiry within a reasonable timeframe and work to resolve any privacy concerns you may have.

For residents of the European Union: You also have the right to lodge a complaint with your local data protection authority if you believe we have not adequately addressed your concerns. Note that we do not offer financial products in the European Union and are not subject to any regulations governing financial products in that territory.

This Privacy Policy is effective as of the date stated above and applies to all personal information collected by Perfect Spiral Capital through our website and services.