Founder, Authorized IBC® Practitioner

Luke Tatum is the founder of Perfect Spiral Capital, an Authorized Infinite Banking Concept® Practitioner, and the author of the Amazon-bestselling book, Between the Lies: How to Reclaim Your Future from the Banks and Wall Street.

He is an outspoken advocate of individual liberty, personal responsibility, and self-employment. Luke lives with his wife and son in the beautiful mountains of northern Arkansas.

Authorized IBC® Practitioner

Rob Brayton is a hard working devoted husband, and father of five. He spent his early career in the BPO, B2B, & Financial Services sectors experiencing first hand that traditional methods of finance rarely work as advertised. Soon after discovering and personally practicing the Infinite Banking Concept, Rob became an Authorized Infinitive Banking Practitioner. As a man of faith, Rob was compelled to share the freedom and independence IBC offers to people from all walks of life.  

Rob is a native Wisconsinite and enjoys spending a lot of his time with family outdoors. He is also an author, avid DIY’er, open wheel racing enthusiast, and audio/video fanatic. 

Financial Professional

Jeremiah is a Hoosier with deep Rust Belt roots. His manufacturing background taught him that the best systems are the ones that actually work. That philosophy shapes his approach to finance: helping people create more control, confidence, and long-term security for those they love most—without needing an MBA or a 47-tab spreadsheet. As a libertarian, he is also passionate about keeping your money in your pocket rather than Uncle Sam’s.

When he’s not helping families build peace of mind and generational wealth through the Infinite Banking Concept, he can be found eating steak, stretching resistance bands (really thick ones), or losing to his wife at a board game. He lives in Northwest Indiana with his wife and two daughters.

Financial Professional