Free tool
Opportunity Cost Calculator
Every dollar you spend today is a dollar that can't keep growing. See what a purchase or a regular expense could have grown to.
Your numbers
What you spend
If you kept it instead
For illustration only. Not financial advice.
How it works
Seeing the real price
- What you spend: enter a one-time purchase, a regular expense, or both.
- A rate to compare: pick a yearly growth rate you want to measure against.
- The trade-off: see the total spent next to what it could have grown to.
What this assumes
A steady yearly growth rate that you choose, with each amount growing from the time it is spent. Real growth rates change over time and are not promised. Taxes and fees are not included.
This calculator is for educational purposes only. It is not legal, tax, accounting, or investment advice. Please speak directly with a qualified professional about your own situation.
Your next step
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