Free tool
Mortgage Calculator
See your monthly payment, then see how extra payments can shorten your loan and cut the interest you pay the bank.
Your numbers
Your loan
Extra payments (optional)
Taxes and insurance (optional)
For illustration only. Not financial advice.
How it works
How extra payments help
- Your payment: enter the price, down payment, rate, and term to see principal and interest.
- Extra payments: add a monthly extra, a one-time payment, or both. Every extra dollar goes straight to the balance.
- The difference: compare payoff time and total interest side by side.
What this assumes
A fixed-rate loan with monthly payments and standard amortization. Extra payments go to principal. Taxes and insurance are optional estimates and are not part of the loan math. Your lender's numbers may differ slightly because of rounding and fees.
This calculator is for educational purposes only. It is not legal, tax, accounting, or investment advice. Please speak directly with a qualified professional about your own situation.
Your next step
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