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Bigger & Older Than Covid: The Elite’s Biggest Lie

Long before they endeavored to keep you locked in your home for two years waiting for some authority to declare you “essential” so you could feed your family, they told you an even bigger lie.

This lie is so massive and so old you’ve probably never even thought to question it. Let’s take a little quiz to see if I’m correct.

Check off any of the following if they apply:

  • Do you feel like you’re doing what you’re ‘supposed to’ with your money, and still never seem to make real progress?

  • Do you feel like, when it comes to finances, you’re just missing something and it’s your fault you don’t have what the experts promised you?

  • Do you feel trapped, chained to making sure you’re prepared for retirement someday, while missing opportunity after opportunity today?

  • Do you feel like you’re getting ahead only to have some life event pop up and drop you back at square one? (This could look like a homeowner’s claim, a car accident, a surprise medical bill, a lost job, or even a sick loved one!)

  • Do you feel like you should be doing more to invest or otherwise plan for your future, but struggle to make ends meet as it is?

  • Are you in debt, and don’t see a path to becoming debt free?

  • Are you tired of feeling like a pawn in someone else’s game?

    If you answered yes to any of these questions then say yes once more by clicking the button below for your free toolkit:

    You’re being told that you can follow instructions and everything will work out fine. Do you believe it, or not?

What you’ll get:

  • Free Course from the Nelson Nash Institute! ($49.95 Value!)

    A coupon code for free access to the Foundations of IBC Course from the Nelson Nash Institute.

    Learn from Bob Murphy, Carlos Lara, David Stearns, and Nelson Nash himself!

  • Free eBook!

    Get a free digital copy of Between The Lies: How To Reclaim Your Future From The Banks And Wall Street, our bestselling book!

    This is no tiny e-book, either. The print version is 185 pages!

  • Free Course from our Founder!

    Free access to our first course, Infinite Banking Step-by-Step.

    A detailed look at what Infinite Banking is, the problems it solves that other financial tools can’t, and how to actually implement our strategy in your life.

    It’s everything you need to know prior to speaking with an agent!

  • Exclusive Client Tools

    If you decide to become a client of Perfect Spiral Capital, our like-minded team is there to support you every step of the way.

    We have a growing list of custom tools to help you understand your cashflow, plan future expenses, and ensure you are always heading in the right direction.

In the world of solutions to

“The Big Lie…”

…there are plenty of characters willing to make you promises.

Some are fine, many are bad.

Perfect Spiral Capital believes the solution is implementation of the Infinite Banking Concept as explained by Nelson Nash.

You might have heard of IBC before.

After all, as things get worse around us, and financial security seems further from everyone’s grasp, plenty of people have started implementing something similar into their own lives.

Some of them are even gurus that want to share their secrets.

 

Sadly, many of these people:

  • Recommend the wrong products.

  • Misunderstand the mechanics.

  • Call anything “infinite banking” if they think it will help them close a deal.

Our process is called the

T.R.U.T.H. Blueprint:

Take Responsibility

+

Reclaim Your Money

+

Undo Your Debts

+

Transcend Your Expenses

+

Help Others

+

Take Responsibility + Reclaim Your Money + Undo Your Debts + Transcend Your Expenses + Help Others +

Here at Perfect Spiral Capital, we are unique.

Our primary purpose is empowering you.

  • Many times, “full service financial firm” is a nice way of saying “we’ll always have something new to sell you.” We do things right the first time, so you don’t need the latest, shiny financial toy every time we talk.

  • IBC is not just some side feature for us—it’s our passion. You need to build on a solid foundation, and we are here to help you do that.

  • We were founded by an Authorized Infinite Banking Concept® Practitioner, trained by the Nelson Nash Institute. Not only that, every member of our team is on the road to becoming a Practitioner themselves.

  • While the big insurance companies teach their agents just enough about life insurance to get licensed and start earning commissions, we worked to master the world of finance inside and out.

  • The financial industry has an incredibly high turnover rate. People sign up, make a few bucks, and quit in a year or two. What’s worse, many financial products can have unexpected roadblocks years or even decades after they get set up. We’re here for support, no matter when you need it.

The benefits our clients love most:

Finally seeing a path to the following:

  • Intergenerational Wealth – Too many people have been trained to believe this out of their grasp, but it’s not!

  • On-Demand Access To Cash – Your access to YOUR MONEY is not at the whims of a bank or government! Your funds are secured in a private contract.

  • Simplicity In Your Financial Life – Cash back rewards. Frequent flyer miles. Consolidation loans. Credit scores. Using one card to pay off another. HELOCs. You don’t have to play these games anymore.

  • This System Is Unlikely To Change – Because the elites use these same systems to build their wealth, they are unlikely to change them. (Even bankers have tens of billions of dollars in life insurance contracts!) In the rare cases where the rules have changed, existing policies have always been grandfathered in.

  • Wealth Goes Up Daily and Won’t Go Down – If your wealth is in the stock market, the day you need your money matters. God forbid you’re in a once-a-millennium recession and your balance was recently cut in half! When you save with the proper tools, your wealth will never decrease.

We love bragging about what we do.

But truthfully, our clients do it even better.

My favorite example is a middle-class father in Idaho who started a policy for himself. Soon, he had financed some much-needed renovations on their historic home using policy loans.

The experience was so impactful that he obtained policies for his three daughters and presented them with their annual gift of silver!

The premiums are now part of the girls’ birthday gifts every year.

While the girls are a little too young to master all the ideas right now, the packets each include:

  • Between the Lies, written and autographed by me

  • Becoming Your Own Banker, by R. Nelson Nash

  • Paper copies of their policies

  • My contact information

All of this is in a fireproof sleeve, so the education they need is ready for them. Their parents have saved them from the traps of status quo financial thinking.

We can’t think of a better endorsement than that…

…but if you need more, check out what our clients have said:

  • Dan M.

    Client

    “We came into some money recently from the sale of our house and didn’t want to just leave it sitting in a traditional bank. I had heard of the Infinite Banking Concept before but had never taken action on it. Luke is a friend of mine and he has chosen to dedicate his career to the idea and took the time to discuss it at length over the course of many sessions to help me better grasp the ins and outs.

    After several months of these discussions, independent research and countless questions answered, Luke developed a plan to get the ball rolling for us. We now have a place to store our windfall and use it as something that we can build upon for our future, as well as the future of our children all while replacing the banking function with commercial banks to one that we control.”

  • Nick P.

    Client

    “Changing your financial path the first time is pretty scary. There is no shortage of people trying to scare you back into the old way. Luke is the torch that helps keep their superstitions from derailing you and your goals. Sometimes we all need a positive knowledgeable guide.”

  • Maria P.

    Client

    “What can I say, except I am truly amazed at how Luke can put what seems to be complex terms into simple laymen understanding. He is a genius!”

  • Aaron N.

    Client

    “Luke Tatum is one of the most upstanding men I know. He loves what he does and is fantastic at teaching it. Over the last couple of years he’s really opened my eyes to some powerful concepts that have really changed the way I think about the world. It’s an honor to do business with him and call him a friend.”

  • Marisa T. and Chris C.

    Clients

    “Luke was extremely helpful in putting our policy in place. Among celestial beings who provide financial services, his customer service skills are legendary. I especially appreciate his walkthrough of the policy when you video live with him because he is always ready and willing to help.

    It's like watching a YouTube walkthrough of the latest video game to find the cheats. Thank you once more, Luke! If you aren't already hooked, the book he sends you will blow your mind. Very patient and takes the time to go over your comments and concerns with you.”

  • Aaron B.

    Client

    “Luke is the most well put together, down to earth, friendly, helpful and productive person I know. He put in the time to learn finance on his own to take care of his family’s needs and goes out of his way to help others learn and grow. I’m proud to call him my friend, and it would behoove you, dear reader, to help yourself to the knowledge and wisdom contained in his writings.”

  • Jorge and Lauren L.

    Clients

    “Luke is an extremely devoted person who works hard to find and share the truth in kindness. He thinks deeply not just about important issues, but about the core ideas behind them.”

  • Stephanie H.

    Client

    “Luke is awesome to work with. I have known him by working with him and personally. He REALLY wants to know his clients on a personal level and ensured that I knew I mattered. I even got a small gift on my birthday! He also ensured that I understood the material and understood what role he played so that we could both be successful.”

  • Matt G.

    Client’s Review for Between the Lies:

    “A perfect follow up read to Nelson Nash's Becoming Your Own Banker. Luke uses an easy to read and comprehend writing style that builds on the foundations laid down at the start. The information in this book, paired with the original creator of the Infinite Banking Concept's two books, can potentially lead to a truly life changing understanding of your own personal financial situation, and how you can build your own capital engine.

    Anyone who already has mixed feelings or reasonable suspicions about the Fed, US monetary policy, or Wall Street's "expert advice" can find this book immensely useful. And anyone who isn't, would benefit by this book beginning to wake them up. Highly recommended for those looking for a sound money alternative to conventional advice that tells you that you're too stupid to control your own capital.”

  • Courtney O.

    Client’s Review for Between the Lies:

    “Well written, explains complex ideas in an easily understandable way with relevant, real-life examples. This book, as well as financial planning provided by Luke at Perfect Spiral Capital has completely changed our outlook on finances and long term goals. Following these guidelines we have learned - by with following the right system outlined in this book and though becoming our own banker- the things we thought we could never attain in this lifetime (like owning a home!) are no longer out of reach. So glad we aren't blinding putting our faith in a 401k or other "conventional wisdom." This is the first time we are looking at budgets and our finances with hope and excitement for the future instead of anxiety, hopelessness, and stress! It is such a relief to really understand what is happening with our money and have control of our future! THANK YOU!”

  • Morgan P.

    Client’s Review for Between the Lies:

    “I read a sample of this book, ended up purchasing and reading it all in ones night (yes I stayed up way too late, but I couldn't put it down!)

    Tatum has a better grasp of the infinite banking concept than most people I've talked to- as a former financial advisor I have easily talked with hundreds of other advisors over the years about various subjects at length, the Whole Life "Debate" included.

    No one has broken this down the way Luke has, and compared other investment options the way he discusses in the book. By the end of this book I felt a lot like I did at the end of watching "Too Big to Fail"... disillusioned and uncomfortably more aware of the uncertainties out there. I myself have clearly been brainwashed by the different firms I've been with and feel so guilty about the mutual funds/401k/IRA/457 advice I've confidently given, I have always acted in the best interest of my clients- TO MY KNOWLEDGE- as someone with proper investment licenses who started out in life insurance, this book still opened my eyes in a whole new way.

  • Justin R.

    Client’s Review for Between the Lies:

    “I first heard of Luke and the IBC while listening to a Tom Woods podcast. Luke is a level-headed man who is practicing exactly what he is teaching. I found the first half of "Between the Lies" quite disturbing! Luke scratches the surface of the ins and outs of the banking industry and the creation of near limitless "money" in the form of debt. In his second half of the book he provides reasonable, actionable steps to break free from the debt cycle and create real wealth. I've spoken directly with Luke a few times and he is the "real-deal living proof". I only wish that I had known about this sooner. Thanks to Luke, I am reclaiming my future from the banks and wall street!”

If even that isn’t enough praise…

Here are some of the many 5-Star reviews of our founders’ book:

Look, we don’t want to fearmonger.

The truth is, you’ll find a way to get by.

You don’t want to get by though, you want to thrive.

Technically, you can get a life insurance policy all the way to age 80.

But, if you do wait:

  • You run the risk of a major medical condition taking this option off the table for you. (You might still be able to insure kids or grandkids.)

  • The cost of life insurance goes up every year. This doesn’t mean you can’t do anything—I have worked with people in their 70’s, after all—but it does mean it costs more to get to the same place.

  • You also lose out on all that compound interest!

If you are building your wealth every day, you’ll be prepared for once-in-a-lifetime opportunities when they arise. Or, you can be indecisive, play the game of money like everyone else, and miss out on them.

So, do you want to take control of your financial destiny today, or ten years from now?

Click the “Get Free Toolkit Now!” Button

Sign up and get immediate access:

  • 100% off the cost of the Foundations of IBC course from the Nelson Nash Institute. Learn from Bob Murphy, Carlos Lara, David Stearns, and Nelson Nash himself! ($49.95 value!)

  • 100% off the Amazon-bestselling eBook, Between the Lies: How to Reclaim Your Future from the Banks and Wall Street, by Luke Tatum.

  • Free access to our exclusive course, Infinite Banking Step-by-Step.

When you’re ready to take the next step:

  • Client tools to help you budget, plan policy loans, and more.

  • Direct access to our team for questions.

So if peace of mind matters to you, click below. Put yourself on the path to knowing:

  • Knowing your family will be taken care of when you are gone.

  • Knowing you are better equipped to handle life’s financial difficulties every day.

  • Knowing you don’t have to worry about whether the stock market is up or down because your wealth no longer depends on the stock market.

Your friends may call you crazy at first, but when you start cashing in on massive opportunities because you have the cash flow and savings to jump on them, you’ll see who’s laughing then.

It’s not a get-rich-quick scheme. If you learn the lessons and follow the strategy, you will be able to do things no one else can.