For listeners of Everybody Has a Story
Every life has a story. Money is part of yours.
If you found us through Sandra Fry's Everybody Has a Story on Conversations Around the World, welcome. This toolkit looks at a part of the money story most financial advice leaves out.
Here is one thing worth a second look: you finance everything you buy. Borrow, and you pay a bank interest. Pay cash, and you give up what that money could have earned. Either way, someone else is the banker.
This free toolkit shows you another way: the Infinite Banking Concept, as taught by Nelson Nash.
Free. Sign up and get immediate access by email.
The part nobody explains
There are only three ways to pay for things
A car, a roof, a wedding, a business. Whatever it is, you will pay for it one of these ways.
Borrow from a bank
You pay interest, on their terms. The bank decides if you qualify, how much, and when.
Pay cash
No interest bill, but that money stops working for you the day you spend it. You start over from zero.
Become your own banker
Build a pool of money in a dividend-paying whole life policy, borrow against it when you need to, and pay yourself back. Your savings keep growing while you use them.
My wife, Lauren, and I did everything "right." We paid off our credit cards, then our mortgage, and framed the "paid and cancelled" letter. It felt great.
But I later learned that paying cash for everything is not the best method of managing your financial affairs. Every big purchase drained our savings, and we had to build them back up from scratch. Infinite Banking changed that for us, and it is why I do this work.
Luke Tatum, Authorized IBC Practitioner
Does any of this sound familiar?
- You are doing what you are "supposed to" with your money and still never seem to make real progress.
- You get ahead, then a car repair, a medical bill, or a lost job drops you back to square one.
- You know you should be saving more for the future, but making ends meet takes everything you have.
- You are in debt and do not see a clear path out.
If any of these fit, you are in good company. Most people were only ever shown the first two ways to pay. The toolkit lays out the third.
What you get, free
Your free Infinite Banking toolkit
Everything you need to understand Infinite Banking before you ever talk to an agent. Learn at your own pace.
Between the Lies
A free digital copy of Between the Lies: How to Reclaim Your Future from the Banks and Wall Street, the Amazon bestseller by our founder, Luke Tatum.
Infinite Banking Step-by-Step
Our own course. What Infinite Banking is, the problems it solves that other financial tools cannot, and how to put it to work in your life.
The TRUTH Blueprint
Our process, step by step, with action items for each stage so you always know what to focus on next, no matter where you are starting from.
Foundations of IBC
A coupon code for free access to the Foundations of IBC course from the Nelson Nash Institute. Learn from Bob Murphy, Carlos Lara, David Stearns, and Nelson Nash himself.
Get instant access
Send me the free toolkit
Tell us where to send it. You will get the book, both courses, and the workbook right away.
- Between the Lies eBook
- Infinite Banking Step-by-Step course
- TRUTH Blueprint workbook
- Foundations of IBC course coupon
Who you are learning from
Teachers first, agents second
Plenty of people will call anything "infinite banking" if it helps them close a sale. Some recommend the wrong products or misunderstand the mechanics. We do it differently.
Our process, the TRUTH Blueprint
- Take Responsibility
- Reclaim Your Money
- Undo Your Debts
- Transcend Your Expenses
- Help Others
What this looks like in real life
One of my favorite examples is a middle-class father in Idaho. He started a policy for himself and soon financed much-needed renovations on his family's historic home with policy loans. The experience meant so much that he started policies for his three daughters. The premiums are now part of their birthday gifts every year.
“Changing your financial path the first time is pretty scary. There is no shortage of people trying to scare you back into the old way. Luke is the torch that helps keep their superstitions from derailing you and your goals.”
Nick P.Client
“This is the first time we are looking at budgets and our finances with hope and excitement for the future instead of anxiety, hopelessness, and stress!”
Courtney O.Review of Between the Lies
“Over the last couple of years he's really opened my eyes to some powerful concepts that have really changed the way I think about the world.”
Aaron N.Client
Questions people ask first
Is Infinite Banking a product?
No. It is a concept, a way of thinking about money, taught by Nelson Nash in Becoming Your Own Banker. It uses dividend-paying whole life insurance as the place you store money and finance the things you need.
Is the life insurance an investment?
No. In Infinite Banking, whole life insurance is a savings tool, a place to store money. Its cash value grows under the terms of the contract. Guarantees are contractual and depend on the issuing insurer.
What does the toolkit cost?
Nothing. The book, both courses, and the workbook are free. Enter your details and they arrive by email.
Do I have to talk to anyone?
No. Learn at your own pace. When you are ready, you can book a free 30-minute call with our team.
Your next step
Waiting has a cost too
Every month you wait, more of your money flows out to someone else's bank. The cost of life insurance also rises with age, and a change in your health can take the option off the table. Start learning today.
